L-R: Osepiribo Ben-Willie, Divisional Head, Commercial Banking, Heritage Plc; Olugbenga Awe, Group Head, Agric Finance; Jude Monye, Executive Director, Heritage Bank; Professor Caroline Afolami, Member of the Nigeria Agriculture Awards (NAA) Committee and Bar. Richard-Mark Mbaram, Secretary of NAA Committee and Editor-in-Chief of AgroNigeria, during the award presentation to Heritage Bank Plc as the “Agric Bank of The Year,” in Lagos